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I've been trying to figure out the same. I just came across this site that explains really good the different types of homeowners insurance. It explains depending on where you live what kind of coverage you should have etc,. Here's the link to the site: Ellisfinancial
The easiest way to compare homeowners insurance rates is to go to an online insurance comparison website. These sites offer insurance quotes from a number of different homeowners insurance companies.
I just switched my policy actually and am now saving about 30% and am pretty happy about that. It took about 2-3 minutes to fill out the form online and then a bunch of quotes popped up...It was great
All you have to do to get your quotes is fill out a simple questionnaire, including information about the kind of homeowners insurance you want, then wait for your quotes. When you get your quotes, you simply compare them and choose the best one.
I would recommend checking this place out if you're looking for a new policy or switching from your old one.
Here's the link for you to use: Home insurance quotes
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